XRP (CRYPTO: XRP) has gained 9% over the past seven days, outperforming much of the broader crypto market, as institutional developments and ecosystem upgrades boosted sentiment

Evernorth Plans To Leverage XRP Lending Protocol

Evernorth announced it intends to integrate the upcoming XRP Lending Protocol (XLS-66) into its digital asset strategy, aiming to unlock yield opportunities for institutional XRP holders.

While XRP has historically been used for payments and cross-border settlement, it has lacked a native yield-generating mechanism for idle holdings.

The proposed lending protocol seeks to address that gap by enabling holders to deposit XRP into Single-Asset Vaults (SAVs), facilitating institutional-grade, fixed-term, fixed-rate loans directly on the XRP Ledger.

With XRP’s market capitalization exceeding $100 billion, a significant portion of supply currently sits dormant in cold storage or on exchanges.

Evernorth believes XLS-66 could activate that liquidity, potentially creating a multi-billion-dollar annual yield market and introducing a supply-demand flywheel that influences XRP’s long-term dynamics.

Goldman Sachs Discloses XRP ETF Exposure

Goldman Sachs announced that as of the end of Q4 2025, it held approximately $152 million in XRP ETFs, representing about 14% of total net XRP ETF inflows over the past year.

The disclosure underscores growing institutional participation in XRP-linked products, even as broader crypto markets face volatility.

In a separate development, Binance completed integration of Ripple USD (CRYPTO: RLUSD) on the XRP Ledger, expanding the stablecoin’s accessibility and trading presence.

The listing is expected to increase user activity on the network, with plans to extend RLUSD to Ethereum (CRYPTO: ETH) Layer-2 chains in the future.

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