Synchrony Financial Analysts Slash Their Forecasts Following Q4 Earnings

by | Jan 28, 2026 | General

Synchrony Financial (NYSE:SYF) reported mixed results for the fourth quarter on Tuesday.

The company posted quarterly earnings of $2.18 per share which beat the analyst consensus estimate of $2.04 per share. The company reported quarterly sales of $4.761 billion which missed the analyst consensus estimate of $4.769 billion.

Synchrony Financial said it sees FY2026 GAAP EPS of $9.10-$9.50, versus market estimates of $9.20.

Synchrony Finl shares rose 1.9% to trade at $74.39 on Wednesday.

These analysts made changes to their price targets on Synchrony Finl following earnings announcement.

  • BTIG analyst Vincent Caintic maintained Synchrony Financial with a Buy and lowered the price target from $100 to $96.
  • Barclays analyst Terry Ma maintained the stock with an Overweight rating and cut the price target from $101 to $93.
  • RBC Capital analyst Jon G. Arfstrom maintained Synchrony Financial with a Sector Perform and lowered the price target from $91 to $85.

Considering buying SYF stock? Here’s what analysts think:

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