Citigroup Inc. (NYSE:C) will release earnings results for the fourth quarter, before the opening bell on Wednesday, Jan. 14, 2026.
Analysts expect the New York-based bank to report quarterly earnings at $1.72 per share, up from $1.35 per share in the year-ago period. The consensus estimate for Citigroup’s quarterly revenue is $20.65 billion, up from $19.58 billion a year earlier, according to data from Benzinga Pro.
With the recent buzz around Citigroup, some investors may be eyeing potential gains from the company’s dividends. As of now, Citigroup has an annual dividend yield of 1.98%. That’s a quarterly dividend amount of 60 cents per share ($2.40 a year).
How can investors exploit its dividend yield to pocket a regular $500 monthly?
To earn $500 per month or $6,000 annually from dividends alone, you would need an investment of approximately $303,300 or around 2,500 shares. For a more modest $100 per month or $1,200 per year, you would need $60,660 or around 500 shares.
To calculate: Divide the desired annual income ($6,000 or $1,200) by the dividend ($2.40 in this case). So, $6,000 / $2.40 = 2,500 ($500 per month), and $1,200 / $2.40 = 500 shares ($100 per month).
Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
How that works: The dividend yield is computed by dividing the annual dividend payment by the stock’s current price.
For example, if a stock pays an annual dividend of $2 and is currently priced at $50, the dividend yield would be 4% ($2/$50). However, if the stock price increases to $60, the dividend yield drops to 3.33% ($2/$60). Conversely, if the stock price falls to $40, the dividend yield rises to 5% ($2/$40).
Similarly, changes in the dividend payment can impact the yield. If a company increases its dividend, the yield will also increase, provided the stock price stays the same. Conversely, if the dividend payment decreases, so will the yield.
C Price Action: Shares of Citigroup gained by 0.6% to close at $121.32 on Friday.
Prior to the release of quarterly earnings, Truist Securities analyst John McDonald maintained Citigroup with a Buy rating and raised the price target from $123 to $129, while Goldman Sachs analyst Richard Ramsden maintained the stock with a Buy and increased the price target from $113 to $127.
Image: Shutterstock
Recent Comments